http://home.snafu.de/tilman/mystory/ariane8.txt Subject: Another Patron Meritorious refusing to pay his debts.
From: Ariane&Alex JACKSON <106231.2751@compuserve.com>
Date: Wed, 9 Oct 1996 20:26:34 -0400
In this article I will describe the involvement of the International Association of Scientologists in the arranging of a loan from Albert Jaquier to Hans-Kaspar Rhyner (address Rhyner and Partner AG, Rainstrasse 66, CH 8484, Weisslingen, Switzerland. Phone 41 1 384 24 94 Fax 41 1 384 24 70). It will also show how Albert was prohibited from taking/persuaded not to take legal action against Rhyner. It will also show how Rhyner was used as a funnel to conduit Albert's money to different parts of the cult so that Albert could not recover the money from Rhyner or from the cult. The situation was brought to the attention of the highest "officials" in the cult and they took no effective action. The cult kept the money that Albert told them had been fraudulently taken from him, and refused to refund it even when made aware of the details surrounding the loan. The debt has still not been repaid. This account makes it very difficult to take seriously the stated purpose of this group which is to "put ethics in on this planet".

Rhyner introduced himself to Albert in a fax from the office of the International Association of Scientologists in August 1989.

He said he was at Flag to do his OT Levels, he was Patron Meritorious and he was working as a distributor for ASI (Author Services Inc. L. Ron Hubbard Gallery). He said he owned around $1,000,000 worth of prints (These prints were sold by ASI, Hubbard's personal organization, and depicted scenes from his science fiction novels).

Rhyner said he had a problem of "liquidity" and needed $100,000 to $150,000 for 1 or 2 months with the prints as security. He said he had gotten Albert's name from Jody Darling and Brent Luckman. A contract was signed on Nov 24, '89 for a loan of $200,000 for 3 years at 20% (the interest was later reduced to 16%) with the interest to be paid each month. No mention is made of prints as security, or any security.

The money was paid to Rhyner in Jan 1990 via Edwin Baer (an OT8 and Patron Meritorious who also borrowed $150,000 from Albert and refused to pay the interest on it) who, together with Hans-Peter Tschupp, had arranged the loan, AND RECEIVED COMMISSION FROM IAS ON THE MONEY FROM THE LOAN THAT WENT TO IAS!!

In Nov 1990, Albert wrote a report to the Master-at-Arms at Flag, the Case Supervisor, and the INTERNATIONAL JUSTICE CHIEF.

He said Rhyner was not making the payments he had promised and was $10,000 in arrears. He said he had had to mortgage his house to make the loan and was in jeopardy of losing his house.

Around the same time Albert wrote a report, to the chaplain and other officials at Flag,on Baer and Tschupp saying they had pressured him into making the loan to Rhyner and he was asking the group to help him with the situation.

It is appropriate here to explain why it was so easy to separate Albert from his money and the steps that had been taken by the "church" of Scientology to condition him so he would give his money to them. Several years earlier Albert had received "False Purpose" auditing (FPRD) on the subject of money from Myriam Stave,a Flag Class 12 auditor. This auditing looks for bad actions and purposes related to money. Nothing very serious was found with Albert. Later, Albert asked for his auditing folders to be checked by RTC (Religious Technology Center) and RTC ordered that FPRD on money be redone. Lisa Rentschler, Flag Class 12, did it and Albert told her he had already done it, and he did not want to redo it. She continued regardless and actually pushed him against his will and despite his protests. During this FPRD Albert told me he was becoming persuaded that his money did not belong to him, and he did not deserve to have it. Shortly after that Albert sold his business in Switzerland and gave almost all the proceeds to Scientology or Scientologists.From the viewpoint of Hubbard, and therefore from the viewpoint of any Scientology staff member, it is a bad action for a public Scientologist not to pay and it is a bad action for a staff member not to force a public to pay. The salesmen even send public to"ethics" when they refuse to pay and the "ethics officer" shows them why it is bad for them to refuse to pay.

Jan 1991, Albert wrote to Rhyner telling him he had to leave his own house because he could not pay the mortgage. In April '91 Albert once again asked the chaplain at Flag for help in dealing with Rhyner's delinquency on the debt. Apparently no action was taken by the chaplain. In October '91 another contract was drawn up reducing the interest rate to 16%. In November '91 Albert wrote to the MAA (Master-at-Arms) Flag and the IJC (International Justice Chief) stating that the loan to Rhyner had been arranged by Baer and Tschupp IN THE OFFICE OF IAS, and they had done the contract.

On Nov. 25, 1991, Rhyner sent a handwritten fax to Albert explaining what the $200,000 had been used for. He said (quote)"The money was used for a Patron ($40,000), for a loan to Edwin Baer ($60,000), for the purchase of prints (the remainder [ie$100,000])" So ALL the money had been funnelled to other Scientology groups and to Baer (it is probable the $60,000 to Baer also went to the cult). Rhyner claimed he had kept none of it. This effectively made it impossible for Albert to recover it.

Albert wrote again to IJC and received the standard reply in Jan. 1992, (quote) "The simplest and easiest thing to do on this is to simply request a Chaplain's Court on this matter at FSO". Albert had told the chaplain at FSO about the situation more than a year earlier, why had the chaplain not done a Chaplain's Court?? Eventually a Chaplain's Court was done MORE THAN 3 YEARS AFTER ALBERT REPORTED THE SITUATION TO THE CHAPLAIN. It was neither simple nor easy and in terms of results as compared to the time involved, it was just more wasted time. Time that Albert did not HAVE to waste since he was, at that time, dying.

It is not necessary to catalog all the communications between Albert and Rhyner because they are repetitive. Albert demanding that Rhyner pay what he promised and Rhyner making excuses and not paying. Albert also continued to try to get the "church" to do something but apparently was more or less ignored. Certainly almost nothing effective was done by the "church" or any of its related parts or organizations, but then it should be remembered THEY GOT MOST, IF NOT ALL, OF THE MONEY. Rhyner was just used by them as a front.

In August 1993, Louise Cournoyer, Albert's assistant, wrote to David Miscavige about the fraud, debt delinquency, and other very questionable financial activities perpetrated with different parts of the Scientology operation as beneficiaries.

Here is the full text of the letter and Miscavige's reply. (My explanations in brackets) TO COB DAVID MISCAVIDGE
August 25, 1993
Dear Sir, l'm sending this report to you because Mr. Jaquier has written numerous KR'S [Knowledge Reports], been to the Chaplain, Ethics, Wise to no avail. He can not get any results from these terminals and he can not pursue these cycles [actions] on regular legal lines because all the terminals are Scientologist.

My name is Louise Cournoyer and l'm translating this report for Albert Jaquier from French to English ( which l've included at the end of this write up the original write-up was written for the Edwin Baer and Hans Peter Tschupp) For the purpose of clarity l've shortened it and only gave the specifics on each cycle. In PT [present time ie currently] Mr. Jaquier is owed by Scientologist the approximate sum of $650,OOO. this is without counting the purchase of homes or other small cycles that he did in other to help the 4th Dynamic.

START OF MR. JAQUIER REPORT Between 1988 and 1990 I was brought in to the IAS office at Flag by Hans Peter Tschupp and Edwin Bear. First Cycle It was the purchase of 3 E-Meters, Gold, Silver and Bronze from Hanias Markos ( a friend of Hans Peter Tschupp) for the sum of $35,OOO.OO so he could finish paying for his Patron Meritorious. At the time Hans Peter told me that if I had in the future financial problems he would buy them back. I did take him up on his offer later on and found out that is not what he meant and he could no longer help me on this. I did find a buyer on my own but the most I could get for it was $lO ,OOO .OO .

Second Cycle Another cycle for the IAS, I was convince into buying a house from Mr. Drakowski now an Sea Org member and let Mr. Drakowski stay in it with no exchange for a period of 9 months. Total invested was $82,OOO.OO. This money was lend to some other terminals on IAS cycles. This sum is still owed by Tschupp and Bear to Mr. Drakowski Third Cycle I loaned to Edwin Baer the sum of $32,OOO.OO guaranteed by a mortgage on his house. Later on he ask to mortgaged the same property in order to get liquidity for more IAS cycle. My guaranteed loan turns into an unsecured loan.

Fourth Cycle I loaned Edwin Baer 150,OOO. Swiss Francs on October 15 1989 here again to help the 4th dynamic at the IAS office. The loan was to be repaid with monthly interest paid and the loan to be repaid totally by October 15 1991. This loan is still outstanding.

Fifth Cycle This might be the worse of all the transactions. I lend $200,OOO to Hans Kapar Rhyner again for an IAS cycle. In order to do this transaction I had to obtain a mortgage on my house which had none. Hans Kapar Rhyner agreed to pay interest and give monthly payments. This from the start didn't go well. It has been a year since the last payment except for one payment through the help of the Chaplain at Flag for 1,400 Swiss Francs.This had created a financial burden on me and my family since now I have to pay monthly payments to the mortgage Company.

Sixth Cycle Again with the help of Hans Peter Tschupp and Edwin Baer I was convince into making a loan to Jody Darling again for the sum of $200,OOO.OO. This was strickly a business venture where I held $IOO,OOO. worth of stock and $IOO,OOO. was a loan with interest being paid monthly. This too went sour and I haven't received a payment since September of 1992. I do take responsibility for all these cycles, but this does not take away from their own responsibilities on this matter.

End of translation As of this writing this whole situation has created great financial hardship, stress on Mr. Jaquier. He had a stroke last fall where he was in a comma for 2 weeks. He is a comp OT VII but needs the new V rundown and cannot get back on lines because of his finance. To this day he is ill and his body is in bad shape, my wish is for this matter to be looked into and straighten out. I truly appreciate any help you can give us in this matter.

ARC Louise Cournoyer
Manager for Jaquier Investments Inc
cc: Wise Chapter Clearwater
Wise Chapter Los Angeles
Captain FSO
(Miscavige's answer follows) RELIGIOUS David Miscavige TECHNOLOGY Chairman of the Board CENTER 1710 IvarAvenue, Suite1100 Los Angeles, California 90028.

September 7, 1993 Ms. Louise cournoyer 305 Ft. Harrison Av.

Clearwater, Fl.34615 Dear Louise, Thank you for your letter concerning Mr. Albert Jacquier and the sour investments which are not resolving. The policy concerning such disputes between Scientologists is to hold a civil Hearing. You can contact chief Public MAA FSO if you would like to get one called for Mr. Jacquier. I wish you the best in getting this resolved. Love, [Signed "DAVID"] David Miscavige Chairman of the Board ReIigious Technology Center DM:ceb cc: Captain FSO Public MAA FSO WISE Charter Committee Clearwater THANK YOU VERY MUCH, MR. MISCAVIGE!!!!!!!

In Oct. '93, Rhyner wrote explaining his situation. Here are some excerpts. (My explanations in brackets). It is written in deplorable French. Quote:- "1. I have debts of around $3,000,000 or even $4,000,000 or $5,000,000 depending on whether you count interest or not.

2. There are different reasons for my debts:

a) [Snip] b)payments to Scientology,the Bridge, IAS ($290,000), E-Meters from GOLD, ASI (preservation of the technology), a total of more than $1.5 million. I was a victim of reg-cycles [high-pressure selling] by people who are now declared, Bertie van Hoecke, Tschuppi [Hans-Peter Tschupp], Terry Gamboa and others who were out-ethics. [Snip].

(c) In spite of [sic] my business. (gallery for the prints = investments and a lot of cost which does not pay.

3. I have legal suits against me, people who want to take my belongings, but there is nothing to take. I am on the minimum of existence. [Snip] 5. Andre Lavergnat (Patron Meritorious) who owes me 100,000 Swiss Francs [$80,000] is in a catastrophic situation. As he told me, the bank wants to put him in bankruptcy, take all his possessions valued at more than 6,000,000 Swiss Francs [$4.8million] because he has 3,000,000 Swiss Francs of debts.

6. But I have the viewpoint that this is not totally the end.

What is a bankruptcy? It is the loss of MEST [Scientologese--Matter, Energy, Space, Time]. But we are still here. We are thetans [spirits] and very strong and we can create and control the MEST. That means we can create money, produce. What is important is to not lose hope, to not succeed [sic], but to work, to fight, to be at CAUSE and we will have success. I will help you and help Andre Lavergnat.

7. I am also in the process of establishing a new business with Edwin Baer to help him use his powers [meaning his "OT8 powers"], to put him back on his own feet to produce and make money so he will be able to pay back his debts to me and you."

Not only was Albert prohibited by Scientology from suing Rhyner, even if he had there was nothing to get. It had been given to the cult already. The cult knew the loans were fraudulently obtained, even declared suppressive the individuals who had arranged the loans, BUT KEPT THE MONEY !!!!!!!!!!!!!!!!!!!!!!!!!! This is the group that calls itself the most elite, ETHICAL group on the planet.

Rhyner's attempt to help Lavergnat did not stop him, Lavergnat, from declaring bankruptcy anyway.

When Albert received this fax he sent a report to the MAA and the Director of IAS at Flag. He said, quote:- Dear MAA, Attached is a copy of a fax from Mr. Hans-Kaspar Rhyner, received today in reply to my demand for repayment.

I am sorry about the situation of Hans Kaspar, and I can understand his point of view very well.

These loans, (Edwin Baer, Hans Kaspar Rhyner, as well as Jody Darling which were recommended to me by the same terminals [individuals]) were done in the offices of IAS under the supervision of the director of Membership Tour Clearwater at that time,Bertie van Hoecke, Sea Org. That with the insistence of Ruth [OT8]and Edwin Baer as well as Hans Peter Tschupp. This money, according to the protagonists of these operations, was destined for IAS.

What makes me scream at the injustice is the fact that, in doing that, I was persuaded to help my group and the fourth dynamic [mankind]. You can imagine my confusion when I learned that an IAS mission [representative] advised Edwin Baer to repay Wogs [Hubbard's term for non-scientologists] before Scientologists including me. The wogs in question as it concerns Edwin Baer, are his father and his brother, both of whom are in no need [of money]. At a time when my family and myself are blocked on all our dynamics [parts of life] because of these illegal cycles which are in fact offences judicially referred to as "fraud"." (end of quote).

In Dec. '93, Albert wrote to the Director of IASA (IAS Administrations) about Rhyner, Baer and Darling and told him these 3 Patrons Meritorious owed him around $745,000 and none were repaying. He said he had been trying for 4 years to get his money back. He asked IAS for help and said the money had gone to IAS.

In Jan. '94, Rhyner wrote to Albert and admitted that Baer had repaid him $20,000 of the $60,000 he, Rhyner, had borrowed from Albert to give to Baer. RHYNER, HOWEVER NEVER USED THAT MONEY TO REPAY ALBERT. What did he do with it?? Keep it? Give it to IAS as well? He also told Albert he, Rhyner, had $40,000 on account with IAS.

In Jan. '94, Albert wrote to Director IAS in Clearwater, Director of all IAS at Sainthill, MAA at Flag and Guillaume Lesevre, EXECUTIVE DIRECTOR INTERNATIONAL OF THE CHURCH OF SCIENTOLOGY INTERNATIONAL. He asked that IAS refund the Patron Meritorious donations of Rhyner, Baer and Darling and that the loans had been done in the name of IAS. Lesevre apparently ignored him.

Feb. 9, '94, Rhyner wrote to Albert blaming Tschupp for arranging the loans and among his excuses he mentions that he had invested hundreds of thousands in "properties" [the prints from ASI?] and there were NO prospects to sell them to.

In Feb. '94, Albert again wrote to Lesevre, IAS in Clearwater and MAA Flag. He asked again that IAS refund money to his debtors so they could repay him. He reiterated that the loans had been arranged under the supervision of IAS with lies and promises never respected. He named van Hoecke, Tschupp and the Baers and said they were working in the offices of IAS at Fort Harrison when they arranged the loans. Again Lesevre apparently ignored the situation. Later, Albert wrote to IAS that he had received NO response to his letter.

Feb. 27, '94, Rhyner again fingered Tschupp as the instigator and manipulator and "architect of all these idiocies" who had not created any debts for himself but for others. He blamed Tschupp for causing him, Rhyner, over half a million dollars of "problems". This is true. Tschupp arranged the loans, got the money paid to IAS, COLLECTED HIS COMMISSION AND LAUGHED.

Currently, he has a company which Albert helped him to start, called American Flying Adventures, at Clearwater/St. Petersburg Int. Airport. Phone (813) 538 2088.

On May 4, '94, the chaplain, Sergio Mora held a pretrial conference attended by Albert and Rhyner's "attorney" Schenk.

An agreement was reached that Rhyner would "abide by his written contract of 20 Nov., '89 and thus pay all monies owed per this agreement". This makes absolutely no sense because at that time Rhyner owed $344,028 but had NO MONEY. He was unable to pay ANY monies owed. Albert and Schenk and Mora signed it.

This was what had been recommended by IJC and Miscavige, was unbelievably ineffective, had taken almost 3 and a half years to get done and was a farce and a waste of time.

One week later Albert wrote to the chaplain and others that Rhyner was unable to pay him.

June 29, '94, Albert asked Rhyner why he did not reply to his faxes, and threatened to take Rhyner to court in Switzerland.

Rhyner replied by fax with the usual excuses and promises and also said (quote) "You can go to court in Switzerland. That will not help you in the least because, with my financial situation, I can pay nothing".

According to a statement of account in Nov. '94, the total paid by Rhyner during the whole period was around $16,000 and the total due in Nov. '94 was $344,245. The interest had been reduced again from 16% to a flat $3,000 per month. At that rate, Hans-Kaspar Rhyner, Scientologist, Patron Meritorious, Operating Thetan, etc., etc., owes the estate of Albert Jaquier (as of Oct. '96) the sum of $413,245. When contacted, he simply refuses to pay. I have been told he has money. That demonstrates the integrity of a Patron Meritorious and the integrity of the organization he is a part of and which has claimed to be rendering "justice".

A few weeks ago I was assured by representatives of the "church" of Scientology International that they could and would resolve the situation with Rhyner and Darling, but they needed some time to go through the files. NOTHING HAS BEEN DONE!!!!!!!!! Are they still in the files? Have they decided they do not want to "resolve the situation"?

I am currently preparing an even more detailed report, including all the evidence which will go to the Swiss authorities to look into Rhyner's dealings. I have learned from sources that Albert was not the only one who was victimized with these ASI prints as a "security". As these other people are Scientologists they cannot go and report Rhyner to the authorities-- while I can and I WILL. Then we will see the ASI involvement in all of this.

I would like to end with the following suggestion. It is apparent that the cult of Scientology by it's policies and activities prohibits it's adherents from (or coerces them into not) reporting crimes or taking civil action against other Scientologists, as evidenced by the situations with Albert and the recent child-rape case among others, it. This results in criminals being protected and their crimes hidden and thereby allows them to continue their criminality without the censure resulting from divulgence of their past crimes. In order to protect future targets of these Scientology criminals, it is necessary that THEIR NAMES BE PUBLISHED BROADLY TOGETHER WITH THEIR CRIMES AND OTHER RELEVANT DATA ON THEM. In this way a database can be available and we can protect ourselves from them. This may seem harsh but, if the "church" of Scientology had had their wish, Strawn would not be in jail right now but possibly would be with one of our daughters.

Ariane Jackson,
October 1996.

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